"One of President Barack Obama's health care "horror stories" is about a woman who, he says, lost her health insurance on the verge of breast cancer surgery because she didn't disclose a case of acne to the insurer. That's not what happened.
Robin Lynn Beaton, 59, of Waxahachie, Texas, indeed had her insurance suspended and then terminated when she needed it the most. Hers is a cautionary tale about how an insurance company can act in a seemingly arbitrary manner to revoke coverage for lifesaving treatment.
But not for the reasons Obama cites.
She "was about to get a double mastectomy when her insurance company canceled her policy because she forgot to declare a case of acne," he said in one telling.
Beaton did not lose her insurance because she failed to own up to a skin problem in her past. She lost it because, when enrolling in the plan, she had not reported a previous heart condition and did not list her weight accurately.
Obama tells stories of real-life hardships repeatedly, in his speech to a joint session of Congress, in interviews and at his citizen meetings across the country in support of his campaign to rework medical insurance. Beaton's case is just one cited by Obama that mixes fact with fiction.
In reflexively blaming insurance companies, Obama is playing into fears that have become a frightening reality for many Americans. Health insurance under the current system is not always the rock-solid guarantee you think you're paying for."
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